“They called you duchess,” he said in a voice strong despite his obvious hangover.

“Briefly,” Rose said, carrying the tray toward him. The tray had small legs and was designed to go over the breakfaster’s lap, much like one her mother had owned. The lady of the house always took breakfast in bed, her mother had told the child Rose, the privilege of a wife. What had become of that tray Rose sadly didn’t know. “I was Duchess of Southdown,” Rose said. “Still am, really—the dowager duchess now. What do they call you?”

The man ignored her question, his gaze becoming more focused. “What I mean is, if you’re a duchess, why are you carrying trays to hungover officers in your garret? If this is a garret. Where the devil am I?”

He had a pleasant Scots accent and a nice rumbling baritone to go with it. A lady could listen to his voice all day and not tire of it.

“This is Miles’s house,” Rose said. “He didn’t know where else to bring you. Or me. Miles is my coachman. Well, he was my coachman. I’m staying with him at the moment.”

“Your coachman.”

“That’s right.” Rose gave him an encouraging smile. “Now I have tea here, and plenty of toast with jam and butter, and a bit of sausage. Mrs. Miles makes a wonderful breakfast. Perhaps Miles can find a few odd jobs for you to do for a bit of coin before you go. Would you like that?”

The man’s look turned to a glare—perhaps Rose shouldn’t have mentioned the work; his pride was obviously intact. He didn’t soften his gaze, but he struggled to sit up, his nostrils widening at the scent of the hot food. He was hungry, poor lamb.

The man’s bare torso emerged from the blankets, and Rose swallowed and tightened her hold on the tray. His shoulders and chest were broad and sunbaked, his chest dusted with golden curls. The hard planes of his torso made her remember him falling against her, how she’d felt the steel of muscle beneath his soiled uniform coat.

This man had honed his body, had fought with it, if the scarred fingers, healed from breaks, told her anything. She could imagine women running their fingers down his chest, finding the hollows and planes of it, touching the dark areola that slid above the sheet.

The man saw her gaze and tucked the sheet under his arms, hiding most of his chest. But he didn’t stammer or apologize for his nakedness in front of a lady, nor did he try to burrow back under the bedclothes. He simply reached for the tray that she’d frozen to, pried it out of her hands, and settled it across his lap.

“Where are my clothes?” he demanded.

“Pardon?” Rose blinked, tearing her gaze from the play of his thick-muscled arms as he uncovered the toast and poured tea.

“Clothes,” he repeated. “I’m not wearing any. Where are they?”

The bareness of him went all the way down, Rose realized. She clenched her hands, since she didn’t have anything else to hold. “Miles took your uniform away to be cleaned. It was dirty from the streets.”

“London streets will do that.” The man took a long drink of tea, and another, and another. The liquid had to be scalding, but he gulped it down and poured another cup. “You still haven’t told me why a duchess is living with her coachman,” the man said, lifting the first piece of toast. “And her coachman’s wife.” He put away the half slice in two bites and reached for another.

“I’m a duchess, because I married a duke,” Rose said. “I was plain Miss Barclay before that, but my family is all gone now.” The sorrow of that tore at her, and it always would. “I’m stopping with my coachman, because I’m skint. I had been staying with a friend, but she asked me to leave last night—or, rather, hinted strongly that I should go. Can’t blame her, really. Journalists follow me about, waiting for me to do something scandalous, which happens all the time, unfortunately. I’m telling you this to warn you, because I’m certain the story of you coming home with me is all over London this morning. If you keep your head down, I think you’ll be all right.”

“Probably too bloody late for that,” the man said. He downed two more half slices of toast. “Why is a duchess skint? Some aristos are impoverished these days, but dukes seem to do pretty well, overall. What about your widow’s portion? Your dower house? Your jewels?”

All very good questions. “Ah, well, you see, much of my fortune is dependent upon the current duke, my late husband’s son by his first marriage,” Rose said. “My stepson is one of these modern men—he’d been rushing about being something in the City before he came into the title last year, and he learned all about profits and losses, turning land to the best use, investments and capital, and so forth. The wife of a former duke isn’t much of an investment, is she?” Rose shrugged, pretending that the soldier’s blatant masculinity didn’t unnerve her.

At the same time, Rose found it easy to talk to him. The man kept eating—she hadn’t seen such a healthy appetite in years—and he watched her, listening to every word. Rose wasn’t used to someone who truly listened, not anymore.

“You must have settlements,” he said between bites. “A widow’s portion. Use of a house for your lifetime.”

Rose nodded. “If all were well, I would. But my stepson is trying his best to prove that the settlements aren’t valid. I have a solicitor to fight him, but he hasn’t made much progress. I can’t pay him much, you see, and my husband’s solicitor now works for the new duke.”