“Miss Appleton,” Lillian said, “I should like to introduce my brother, Mr. Bowman.”

“Miss Appleton,” Rafe murmured, extending his hand.

The young woman hesitated, her pale fingers making a slight flutter beside her skirts.

“Oh, Rafe,” Lillian said hastily, “that’s not done here.”

“My apologies.” Rafe withdrew his hand, staring into those translucent green eyes. “The handshake is common in American parlors.”

Miss Appleton gave him a speculative glance. “In London, a simple bow is best,” she said in a light, clear voice that sent a ripple of heat down the back of his neck. “Although at times a married lady might shake hands, an unmarried one rarely does. It is usually regarded here as a lower-class practice, and a rather personal matter, especially when done without gloves.” She studied him for a moment, the hint of a smile curving her lips. “However, I have no objection to beginning in the American fashion.” She extended a slender hand. “How is it done?”

The unaccountable heat lingered on the back of Rafe’s neck and crept across his shoulders. He took her slim hand in his much larger one, surprised by the needling sensation in his abdomen, the shot of acute awareness. “A firm grip,” he began, “is usually considered” He broke off, unable to speak at all as she cautiously returned the pressure of his fingers.

“Like this?” she asked, glancing up into his face. Her cheeks had turned pink.

“Yes.” Dazedly Rafe wondered what the matter with him was. The pressure of that small, confiding hand was affecting him more than his last mistress’s most lascivious caress.

Letting go of her, he dragged his gaze away and struggled to moderate his breathing.

Lillian and Annabelle exchanged a perplexed glance in the charged silence.

“Well,” Lillian said brightly as the tea trays were brought in, “let’s become better acquainted. Shall I pour?”

Annabelle lowered herself to the settee beside Lillian, while Rafe and Miss Appleton took chairs on the other side of the low table. For the next few minutes the rituals of tea were observed. Plates of toast and crumpets were passed around.

Rafe couldn’t seem to stop staring at Miss Appleton, who sat straight-backed in her chair, sipping carefully at her tea. He wanted to pull the pins from her hair and wrap it around his fingers. He wanted to tumble her to the floor. She looked so proper, so good, sitting there with her skirts precisely arranged.

She made him want to be very, very bad.

CHAPTER 3

Hannah had never been so uncomfortable in her life. The man sitting next to her was a beast. He stared at her as if she were some carnival curiosity. And he had already confirmed much of what she had heard about American men. Everything about him advertised a brand of excessive masculinity that she found distasteful. The slouchy, informal way he occupied his chair made her want to kick his shins.

His New York accent, the flattened vowels and lax consonants, was foreign and annoying. However, she had to admit that the voice itself…a deep, polished-leather baritone, was mesmerizing. And his eyes were extraordinary, dark as pitch yet gleaming with audacious fire.

He had the sun-browned complexion of a man who spent a great deal of time out of doors, and his close-shaven jaw showed the grain of a heavy beard. He was an excessively, uncompromisingly masculine creature. Not at all a match for Natalie in any regard. He was not appropriate for the drawing room, or the parlor, or any other civilized surroundings.

Mr. Bowman addressed her with a directness that seemed nothing short of subversive. “Tell me, Miss Appleton…what does a lady’s companion do? And do you receive wages for it?”

Oh, he was horrid to ask such a thing! Swallowing back her indignation, Hannah replied, “It is a paid position. I do not receive wages, but rather an allowance.”

He tilted his head and regarded her intently. “What’s the difference?”

” ‘Wages’ would imply that I am a servant.”

“I see. And what is it you do in return for your allowance?” His persistence was galling. “I provide companionship and conversation,” she said, “and on occasion I act as chaperone to Lady Natalie. I also do light sewing, and I do small things that make Lady Natalie’s life more comfortable, such as bring her tea or go on errands.”

Mockery flickered in those heathen eyes. “But you’re not a servant.”

Hannah gave him a cool glance. “No.” She decided to turn the tables on him. “What exactly does a financial speculator do?”

“I make investments. I also watch for people who are being idiotic with their investments. And then I encourage them to go at it full-tilt, until I’m left with a profit while they’re standing in a pile of smoking rubble.”

“How do you sleep at night?” she asked, appalled.

Bowman flashed an insolent grin. “Very well, thank you.”

“I didn’t mean”

“I know what you meant, Miss Appleton. I rest easy in the knowledge that I’m doing my victims a service.”

“How?”

“I teach them a valuable lesson.”

Before Hannah could reply, Annabelle broke in hastily. “Dear me, we mustn’t allow the conversation to drift into business talk. I hear far too much of that at home. Miss Appleton, I have heard such lovely things about Lady Natalie. How long have you been her companion?”

“For three years,” Hannah answered readily. She was slightly older than her cousin, two years to be exact, and she had watched as Natalie had blossomed into the poised and dazzling girl that she was now. “Lady Natalie is a delight. Her disposition is amiable and affectionate, and she has every grace of character one could wish for. A more intelligent and charming girl could not be found.”

Bowman gave a low laugh edged with disbelief. “A paragon,” he said. “Unfortunately I’ve heard other young women advertised in equally rapturous terms. But when you meet them, there’s always a flaw.”

“Some people,” Hannah replied, “will insist on finding flaws in others even when there are none.”

“Everyone has flaws, Miss Appleton.”

He was too provoking to be endured. She met his keen, dark gaze and asked, “What are yours, Mr. Bowman?”

“Oh, I’m a scoundrel,” he said cheerfully. “I take advantage of others, I care nothing for propriety, and I have an unfortunate habit of saying exactly what I think. What are yours?” He smiled at her wide-eyed silence. “Or are you by chance as perfect as Lady Natalie?”

Hannah was struck speechless by his boldness. No man had ever spoken to her in such a manner. Another woman might have withered at the derision in his voice. But something in her would not be cowed.

“Rafe,” she heard Lillian say in a warning undertone, “I’m sure our guest doesn’t wish to be subjected to an inquisition before we’ve even brought out the scones.”

“No, my lady,” Hannah managed to say, “it’s quite all right.” She stared directly at Bowman. “I am far too opinionated,” she told him. “I believe that is my worst flaw. I am often impulsive. And I’m dreadful at small talk. I tend to become carried away in conversation, and I go on for far too long.” She paused strategically before adding, “I also have little patience with insolent people.”

A brief, tumultuous silence followed as their gazes locked. Hannah could not seem to look away from him. She felt her palms turning moist and hot, and she knew her color was high.

“Well done,” he said softly. “My apologies, Miss Appleton. I did not mean to give any impression of insolence.”

But he had. He had been testing her, needling her deliberately to see what she would do. Like a cat playing with a mouse. Hannah felt a warm sensation bristling down her spine as she stared into the heathen depths of his eyes.

“Rafe,” she heard Lillian exclaim with exasperation, “if this is an example of your parlor manners, there is much work to be done before I will allow you to meet Lady Natalie.”

“Lady Natalie is quite sheltered,” Hannah said. “I fear you will not get very far with her, Mr. Bowman, if you are anything less than gentlemanly.”

“Point taken.” Bowman gave Hannah an innocent glance. “I can behave better than this.”

I doubt that, she longed to say, but bit the words back. And Bowman smiled as if he could read her thoughts.

The conversation returned to the topic of Natalie, and Hannah provided answers to such questions as her preferred flowers, her favorite books and music, her likes and dislikes. It had crossed Hannah’s mind to be untruthful, to put Mr. Bowman at a disadvantage with Natalie. But it was not in her nature to lie, nor was she very good at it. And then there was Lord Blandford’s request. If he truly believed it would be to Natalie’s advantage to marry into the Bowman family, it was not Hannah’s right to stand in the way. The Blandfords had been kind to her, and they did not deserve an ill turn.

She found it a bit peculiar that Bowman asked very little about Natalie. Instead he seemed content to let the other women question her, while he drank his tea and stared at her with a coolly assessing gaze.

Of the three women, Hannah liked Annabelle the most. She had a knack for keeping the conversation entertaining, and she was amusing and well versed in many subjects. In fact, Annabelle was an example of what Natalie might become in a few years.

Were it not for Mr. Bowman’s disturbing presence, Hannah would have been sorry for teatime to end. But it was with relief that she received the news that Lord Blandford’s carriage had arrived to convey her back home. She didn’t think she could abide much more of Bowman’s unsettling stare.

“Thank you for the lovely tea,” Hannah said to Lillian, standing and smoothing her skirts. “It has been a delight to make your acquaintance.”

Lillian grinned with the same flash of mischief that Bowman had displayed before. With their spicy brown eyes and gleaming sable hair, there was no doubting their family resemblance. Except that Lillian was far nicer. “You are very kind to tolerate us, Miss Appleton. I do hope we haven’t behaved too badly.”

“Not at all,” Hannah replied. “I look forward to seeing you in Hampshire soon.”

In a matter of days, Hannah would be leaving for Lillian and Lord Westcliff’s country estate with Natalie and the Blandfords for an extended visit over Christmas. It would last more than a fortnight, during which time Mr. Bowman and Natalie would have ample opportunity to discover whether they suited. Or not.

“Yes, it will be a grand, glorious Christmas,” Lillian exclaimed, her eyes glowing. “Music, feasting, dancing, and all kinds of fun. And Lord Westcliff has promised that we will have an absolutely towering Christmas tree.”

Hannah smiled, caught up in her enthusiasm. “I’ve never seen one before.”

“Haven’t you? Oh, it’s magical when all the candles are lit. Christmas trees are quite the fashion in New York, where I was brought up. It started as a German tradition, and it’s catching on rapidly in America, though it’s not common in England. Yet.”

“The royal family has had Christmas trees for some time,” Annabelle said. “Queen Charlotte always put one up at Windsor. And I’ve heard that Prince Albert has continued the tradition after the manner of his German heritage.”

“I look forward to viewing the Christmas tree,” Hannah said, “and spending the holiday with all of you.” She bowed to the women, and paused uncertainly as she glanced up at Bowman. He was very tall, his presence so forceful and vital that she felt a shock of awareness as he moved closer to her. As she glanced up at Bowman’s handsome, arrogant face, all she could think of was how much she disliked him. And yet dislike had never made her mouth go dry like this. Dislike had never sent her pulse into a swift, tripping beat, nor had it knotted in the pit of her stomach.

Hannah nodded to him in the approximation of a bow.

Bowman smiled, his teeth very white in his sun-browned face. “You shook my hand before,” he reminded her, and extended his palm.

Such audacity. She didn’t want to touch him again, and he knew it. Her chest felt very tight, compressing until she was forced to take an extra breath. But at the same time she felt a wry, irrepressible smile curve her lips. He was a scoundrel indeed. Natalie would discover that soon enough.

“So I did,” Hannah said, and reached out for his hand. A quiver went through her frame as she felt his fingers close around hers. It was a powerful hand, capable of crushing her delicate bones with ease, but his hold was gentle. And hot. Hannah sent him a bewildered glance and tugged free, while her heart pounded heavily. She wished he would stop staring at hershe could actually feel his gaze on her downbent head. “The carriage is waiting,” she said unsteadily.

“I’ll take you to the entrance hall,” she heard Lillian say, “and we’ll ring for your cloak and” She broke off as she heard the sound of a crying baby. “Oh, dear.”

A nurserymaid came into the parlor, holding a dark-haired infant bundled in a pink blanket. “Beg pardon, milady, but she won’t stop crying.”

“My daughter Merritt,” Lillian explained to Hannah. Reaching out for the infant, she cuddled and soothed her. “Poor darling, you’ve been fretful today. Miss Appleton, if you’ll wait a moment”

“I’ll see myself out,” Hannah said, smiling. “Stay here with your daughter, my lady.”

“I’ll go with you,” Bowman offered easily.

“Thank you, Rafe,” came Lillian’s grateful reply, before Hannah could object.

Feeling a pang of nerves in her stomach, Hannah left the parlor with Rafe Bowman. Before he reached for the bell pull, she murmured, “If you have no objection, I would like to speak with you privately for a moment.”

“Of course.” His gaze swept over her, his eyes containing the devilish glint of a man who was well accustomed to having private moments with women he barely knew. His fingers slid around her elbow as he drew her with him to the shadow beneath the stairs.

“Mr. Bowman,” Hannah whispered with desperate earnestness, “I have neither the right nor the desire to correct your manners, but…this matter of the handshake …”

His head bent over hers. “Yes?”

“Please, you must not extend your hand to an older person, or to a man of greater prestige, or most of all to a lady, unless any of these people offer their hands to you first. It’s simply not done here. And as vexing and annoying as you are, I still don’t wish you to be slighted.”